Travel insurance is an essential consideration for any traveler, providing peace of mind and financial protection should unexpected events occur. For residents of the United States planning a trip, understanding the specifics of your travel insurance policy is crucial. This document outlines important information regarding travel insurance coverage available to US residents.
It’s important to recognize that the travel insurance coverage discussed here is specifically for trips taken during the covered period. Similar travel insurance plans might be offered by Travel Guard or other providers through various channels, but these may come with different terms, conditions, benefits, limitations, and exclusions. As a consumer, you have the right and the responsibility to compare the details of this policy with your existing insurance coverages, such as life, health, home, and auto insurance policies. You may also have access to coverage through other avenues like organizational memberships or credit card programs.
If you have any uncertainties about your current insurance situation, reaching out to your insurer, insurance agent, or broker is always recommended to clarify your existing coverage. Travel Guard Group, Inc. (Travel Guard), operating under California license no. 0B93606, located at 3300 Business Park Drive, Stevens Point, WI 54482, www.travelguard.com, offers this coverage. For California residents, the Department of Insurance toll-free number is 800-927-HELP.
Remember, this is only a summary of the available coverages. A comprehensive understanding requires reviewing the full policy document, which details all reductions, limitations, exclusions, and termination provisions. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania-based insurance company with its main office at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. They are authorized to conduct insurance business in all US states and the District of Columbia (NAIC No. 19445). It’s also important to note that coverage may not be available in every state. Travel assistance services are also part of what Travel Guard provides.
