Travelers Companies is committed to providing comprehensive and transparent information to its stakeholders. As a responsible entity, Travelers believes in clear communication regarding important legal aspects of its operations and information dissemination. This page serves as a guide to understanding key legal information pertaining to Travelers, ensuring clarity and trust in all our interactions.
Forward-Looking Statements: Insights into Future Expectations
Within our communications, you may encounter “forward-looking statements.” It’s important to understand that these statements are made based on Travelers’ current expectations and are intended to provide insights into potential future outcomes. These statements are, by nature, subject to uncertainties, and actual results may differ. Terms like “anticipates,” “expects,” “intends,” “plans,” and similar expressions signal forward-looking statements, covering areas such as future financial performance, strategic initiatives, risk management approaches, and innovation agendas. For a comprehensive understanding of factors that could influence these outcomes, we encourage you to consult Travelers’ official filings with the Securities and Exchange Commission (SEC), including the Form 10-K and Form 10-Q reports, readily accessible for detailed information.
Non-GAAP Financial Measures and Transparency
To provide a fuller picture of financial performance, Travelers may utilize non-GAAP financial measures on this site. These measures offer additional perspectives beyond standard accounting principles. For those interested in a detailed reconciliation of these non-GAAP measures to the most directly comparable GAAP measures, and to access a glossary of financial terms, please refer to the Non-GAAP Reconciliations page. This resource ensures complete transparency and allows for a deeper understanding of our financial reporting.
External Links and Third-Party Content
For your convenience and information enrichment, this site may contain links to external internet sites or incorporate material from these sites. It is important to note that these links or frames do not constitute an endorsement by Travelers of any products or services featured on those external sites. Travelers does not assume responsibility for, nor has it endorsed or approved, the information presented on these linked websites. Our aim is to provide you with access to a broader range of information, while maintaining clarity about our responsibility and endorsements.
Information Materiality and Comprehensive Reporting
The inclusion of information on this website should not be interpreted as a definitive assessment of its materiality or financial impact. The content is intended to provide an overview of various aspects of Travelers’ operations and initiatives. For a thorough and detailed understanding of Travelers, we strongly recommend reviewing our reports filed with the Securities and Exchange Commission. These reports, including the Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q, offer the most comprehensive and authoritative information about Travelers Companies.
Trademarks and Copyright
Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company, legally protected in the U.S. and internationally. All content on this site is copyrighted © 2024 by The Travelers Indemnity Company. All rights are reserved, upholding our intellectual property and ensuring brand integrity.
S&P Global Market Intelligence Disclaimer
Information sourced from S&P Global Market Intelligence (“SPGMI”) is for informational purposes and should not be considered investment advice. Travelers does not guarantee the accuracy or completeness of SPGMI information and is not liable for any inaccuracies, omissions, or outcomes resulting from the use of this information. Reproduction of SPGMI content is prohibited without explicit prior written consent from SPGMI, ensuring compliance with copyright and usage terms.
This information is intended to provide a clear understanding of important legal considerations related to Travelers Companies. We encourage users to consult official reports and resources for detailed information and to contact us with any specific inquiries. Travelers remains dedicated to transparency, responsible communication, and building trust with all stakeholders.
