Travel insurance is designed to provide coverage specifically for your trips, offering protection during your travels. It’s important for residents of the U.S. states and the District of Columbia to understand the specifics of their travel insurance policies. This type of insurance coverage is intended to apply only during the covered trip. It’s worth noting that similar travel insurance options might be available from Travel Guard or other insurance providers through various sources. These alternative policies could have different terms and conditions, including variations in benefits, limits, and exclusions.
When considering travel insurance, it is advisable to compare the terms and conditions of any policy you are considering with your existing insurance coverages. This includes your life, health, home, and automobile insurance policies. Furthermore, assess any other coverage you may already possess or have access to through other insurers, memberships in organizations, or credit card programs. If you have questions regarding your current insurance coverage, it’s best to contact your insurer or reach out to your insurance agent or broker for clarification.
Travel Guard Group, Inc., also known as Travel Guard, offers this coverage. They are located at 3300 Business Park Drive, Stevens Point, WI 54482, and can be found online at www.travelguard.com. For California residents, their California license number is 0B93606, and the California Department of Insurance toll-free number is 800-927-HELP. It is crucial to remember that the information provided here is a brief overview of the available coverages. The actual insurance policy will contain detailed reductions, limitations, exclusions, and termination provisions.
The insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania-based insurance company. Their principal business location is at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. This company is authorized to conduct insurance business in all U.S. states and the District of Columbia, with NAIC No. 19445. Please be aware that coverage availability may vary by state. Travel assistance services related to these insurance policies are also provided by Travel Guard.
